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02 - Product Features at a Glance - LTV
HL LAP
Property Type / LTV* Property Type / LTV*
Property Property
Type LTV Type LTV
Builder Loan Amt. LTV SORP 70%
(` in Lakhs)
Resale
≤ 30 90%
Self-Construction SOCP 60%
≥ 30 & ≤ 75 80%
HL ReFinance NRP 65%
SORP > 75 75%
Mixed Usage 65%
Rented
BT + Top-up ≤ 30 85% RRP
(Top-Up ≤ 20%) 65%
Vacant ≥ 30 & ≤ 75 75%
RCP 60%
> 75 70%
VRP 65%
SORP 70%
BT + Top-up Rented VCP 50%
(Top-Up ≥ 20%) 70%
Vacant
Plot Purchase 70% LRD 65%
(Not for Mumbai)
* 5% Additional LTV can be given only for Insurance
SORP Self Occupied Residential Property RCP Rented Commercial Property
SOCP Self Occupied Commercial Property VRP Vacant Residential Property
NRP Non-Residential Premises VCP Vacant Commercial Property
RRP Rental Residential Property LRD Lease Rental Discounting
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