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CONTENTS






            Section 1 - Pre-Disbursement Planning
            1.1 Preparation for Documentation                 82
            Section 2- Loan Agreement Kit
            2.1   Loan Agreement                              83
            2.2  MITC                                         94
            2.3  Affidavit for Construction                   97
            2.4  Power of Attorney                            101
            2.5  Declaration                                           107
            Section 3 - NOI
            3.1  Documents for NOI                            113
            3.2  NOI                                                   114
            3.3  Letter of Authority                          118
            3.4  MODT                                         119
            Section 4 - Repayment & Documentation
            4.1 Cheque Submission form                        125
            4.2 NACH                                          126
            Section 5 - Insurance
            5.1 HDFC Life Group Credit Insurance Form                    127
            5.2 HDFC ERGO - L.T Fire Insurance                                    128
            Section 6 - Disbursement
            6.1  Disbursement Checklist ( NDC )                        129
            6.2  DRF                                                            138
            Section 7 - Annexures
            7.1  Marriage Certificate                         140
            7.2  POA NRI                                      142
            7.3  Legal Documents at a Glance                  144
            7.4  State wise Stamp Duty at a Glance            145



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