Page 15 - 2018 Turnberry Associates Guide Boston

The Advantage Of Choice

Supplemental insurance can help take away some of the worry and help bring you peace of mind. MetLife Life’s insurance
plans provide additional coverage to employer-sponsored benefit plans. These plans are flexible and designed to provide
the right type and amount of coverage for each person. MetLife is committed to helping working Americans and their
families minimize personal financial risk with a comprehensive offering of voluntary benefits through the workplace.

Hospital Indemnity

Hospital indemnity insurance provides you with payments when you are admitted and confined to a hospital,
due to an accident or illness, as long as the policy and certificate requirements are met. Typically, a flat amount
is paid for admission and a daily amount is paid for each day of a hospital stay. It also pays extra benefits for
admission to or confinement in an Intensive Care Unit (ICU), and for other benefits and services.

Accident Plan

Accident insurance coverage provides you with payment for a covered accident. It also pays if you undergo
testing, receive medical services, treatment or care for any one of more than 150 covered events as defined
in your group certificate. This includes hospitalization resulting from an accident and accidental death or
dismemberment. Payments are made directly to you to use as you see fit. They can be used to help pay for
medical plan deductibles and copays, out-of-network treatments, your family’s everyday living expenses, or
whatever else you need while recuperating from an accident.

Critical Illness

This is coverage that can help cover the extra expenses associated with a serious illness. When a serious illness
happens to you or a loved one, this coverage provides you with a lump-sum payment of $15,000 or $30,000 in
Initial Benefits upon diagnosis. The Total Benefit Amount available to you is 3 times the Initial Benefit Amount, in
the event that you suffer more than one Covered Condition. Payment(s) you receive will be made in addition to
any other insurance you may have and may be spent as you see fit.

Turnberry-i Online Open Turnberry-i also offers detailed benefits information
at your fingertips throughout the plan year.
Enrollment & Benefits Features • View detailed summary of your payroll and

benefits information

All employees have exclusive, 24-hour access to Turnberry-i. • View dependent and beneficiary information
This employee-exclusive website allows all Turnberry • Make changes to your benefits when you have a
employees anytime, anywhere access to a wide range qualifying event.
of personal and employer information. Turnberry-i
also enables eligible employees to enroll in or select • Links to carrier websites
benefit options in the comfort of home during the open Take advantage of all Turnberry-i has to offer at
enrollment period.
www.turnberry-i.com.
With just a few steps, eligible employees can:

• Enroll in all of their benefit options
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