Page 4 - 2018 Turnberry Associates Guide Boston
P. 4

Who is Eligible?






        If you are a full-time Turnberry employee who works        •   Legal guardianship of a dependent child
        regularly 30 hours or more each week, you are eligible     •   Disabled children who have reached the maximum
        to enroll in the benefits described in this Benefit Guide     age and who are (or become) physically or
        on your date of hire.                                         mentally incapable of self-support (medical
                                                                      certification required)
        The following family members are eligible for Medical,
        Dental,  Vision,  Voluntary  Life  and  AD&D  insurance  if   Making Changes
        you enroll for benefits:
                                                                   Once you have made your benefit elections, you cannot
        •   Your legal spouse;                                     change them until the next open enrollment unless you

        •   Your domestic partner                                  have a qualifying event.

               »  After-tax premiums are deducted from your paycheck   Qualifying events include:
               for your domestic partner
                                                                   •   Marriage
               »  The  cost of  coverage  that  Turnberry  pays  for your
               domestic partner and domestic partner’s child(ren)   •   Divorce or legal separation
               is considered taxable income and will appear on your   •   Birth or adoption of a child
               W-2 as earnings
                                                                   •   Change in your child’s dependent status
        •   Young Adults from age 26-30 (Only in Florida)
            have to meet the following criteria in order to be     •   Death of your spouse/domestic partner, child or
            eligible for coverage as a dependent (Applies to          other qualified dependent
            Medical only):
                                                                   •   Change in residence due to an employment
               »  Is unmarried and does not have a dependent of his   transfer for you or your spouse/domestic partner
               or her own;
                                                                   •   Commencement or termination of adoption
               »  Is a resident of this state or a full-time or part-time   proceedings
               student; and
                                                                   Any change in your benefits must be consistent with the
               »  Is not provided coverage as a named subscriber,   change in status. You must make your election within
               insured, enrollee, or covered person under any other
               group, blanket, or franchise health insurance policy   30 days following the status change or you will not be
               or individual health benefits plan, or is not entitled   able to make changes until the next open enrollment
               to benefits under Title XVIII of the Social Security Act.  period.
        •   A dependent who is named in a Qualified Medical        Note: Your eligibility for coverage under the Turnberry
            Child Support Order (QMCSO) as defined under           Plans  in  all cases  is  contingent  on  your meeting  the
            federal law
                                                                   eligibility requirements as set forth in the relevant Plan
                                                                   documents.


















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