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29 | SOUND RETIREMENT

50% Spouse Option
If you are eligible for a disability pension, select the 50% spouse
option, you may not change your benefit payment option when
you reach normal retirement age.
PROOF OF DISABILITY

You must submit proof to the Trustees of total and permanent
disability, including a statement from your physician describing
the nature of your disability and how long it is expected to last.
The Trustees may also require additional information.

Before making a decision concerning your entitlement to a
disability pension, the Trustees may designate a physician to
examine you.

QUESTIONS AND ANSWERS

When is someone Under the Sound Plan you are considered totally
considered totally and permanently disabled if you are unable to
and permanently engage in any substantially gainful employment for
disabled? at least 6 consecutive months because of a bodily
injury, disease or mental disorder which, on the
basis of medical evidence, the Trustees determine is
total, permanent and expected to continue for the
remainder of your lifetime.
How will my disability If you are not married, your disability pension will
pension be paid? be paid as a single life annuity, unless you elect
otherwise. If you are married, your disability pension
will be paid as a 50% spouse option, unless you and
your spouse elect otherwise. All the Plan’s disability
payment options are described above in “Your
Disability Pension Payments”.
Please note that the contingent annuitant benefit
option is not available if you are receiving a disability
pension. However, if you originally chose a single
life annuity, you will have the option to change your
payment form to another form when you reach age
65.