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SOUND RETIREMENT | 32



               QUESTIONS AND ANSWERS

                 How will my               If you are not married, your deferred vested
                 deferred vested           pension will be paid as a single life annuity, unless
                 pension be paid?          you elect otherwise. If you are married, your
                                           late retirement pension will be paid as a 50%
                                           spouse option, unless you and your spouse elect
                                           otherwise. All the Sound Plan’s payment options
                                           are described in “Forms of Payment,” beginning on
                                           page 38.

                 Once the 2016             Generally, no. There are exceptions for the
                 Rehabilitation Plan       55/30 Partly Reduced Pension in 2017 and also
                 applies to me, am         if you have not yet incurred a break in service
                 I eligible for an         during a Plan Year on or after October 1, 2016
                 early retirement          and the 2016 Rehabilitation Plan does not yet
                 pension if I retire       apply to you (see page 18).
                 after leaving  active
                 service?
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