Page 35 - increase your credit score

store. On top of that, getting a card will require a credit check that will drop your score by,
in most cases, one or two points.

You can avoid these situations by sticking to your budget and avoiding all store cards

during the holidays.

Chapter 8 Summary:

• The average American spends around $1,000 extra during the holidays.
• Store credit cards get a big push during the holidays, but they’re not worth the

damage it could do to your credit.
• Control spending by setting a holiday spending budget.

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