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We  are  a  leading  financial in-         The Bank is licensed to provide international banking services
                stitution with headquarters in             and is renowned for its comprehensive range of financial prod-
                                                           uct offerings. The key business segments of the Bank are: Cor-
                Nigeria, driven by strong core             porate and Investment Banking, Commercial Banking, Business
                values through which we have               Banking and Personal Banking. The key customer segments
                continuously delivered solid and           include: Telecommunications, Beverages, Manufacturing, Con-
                                                           struction, Oil & Gas, Parastatals, High Networth Individuals and
                consistent performance. We are             Middle Income Professionals.
                in business  to  help our growing          We take pride in our ability to add value to clients and to
                customer  base  build  a  sustain-         leverage our unique value proposition to provide innovative and
                able  future  by  offering  bespoke        proactive solutions across entire economic value chains. In de-
                products and solutions through a           ploying products and services, the Bank adheres to responsi-
                                                           ble business practices and readily commits resources to social
                skilled workforce across Sub-Sa-           investments in fulfillment of its corporate social responsibility
                haran Africa, United Kingdom,              convictions.
                the Middle East and Asia.                  We are located in all major commercial centres and cities across
                                                           Nigeria. We operate 7 subsidiaries within West Africa, East Africa
                                                           and the United Kingdom. The Bank also has business offices in
                                                           the Republic of China, Lebanon, United Arab Emirates and India.








                                     Democratic Republic of Congo                    Sierra Leone
                                     Number of Branches:         5                   Number of Branches:         4
                                     Total Staff:                                 80  Total Staff:                                 36



                                     Gambia                                          Rwanda
                                     Number of Branches:         6                   Number of Branches:         7
                                     Total Staff:                                 48  Total Staff:                                 66


                                     United Kingdom                                United Arab Emirates
                                     Number of Branches:         2                 Rep. Office:            1
                                     Total Staff:                                 113  Total Staff:                                 3




                                     Ghana                                          Lebanon
                                     Number of Branches:         46                 Rep. Office:           1
                                     Total Staff:                                 545  Total Staff:      1



                                     China                                          India
                                     Rep. Office:            1                      Rep. Office:            1
                                     Total Staff:                                 1  Total Staff:                                 1



                                     Nigeria
                                                                                    Zambia
                                     Number of Branches:         315
                                     Total Staff:                                 3,189  Number of Branches:         6
                                                                                    Total Staff:                                 66






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                                                                                            Annual Report & Accounts  2017
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