Page 138 - RB GRENADA ANNUAL REPORT 2025_ONLINE

138 • Republic Bank (Grenada) Limited 2025 Annual Report • FINANCIALS

Notes to the Financial Statements

For the year ended September 30, 2025. Expressed in Thousands of Eastern Caribbean dollars ($’000), except where otherwise stated.

18 Risk management (continued)
18.4 Market risk (continued)
18.4.2 Currency risk (continued)

2025 ECD USD TTD Other Total

Financial assets
Cash on hand 27,918 1,806 – 1,295 31,019
Statutory deposits with Central Bank 109,840 – – – 109,840
Due from banks 163,430 9,932 – 2,468 175,830
Due from related banks 44,359 95,370 369 158 140,256
Treasury Bills 60,686 83,318 – – 144,004
Investment interest receivable 298 4,902 – – 5,200
Advances 868,677 312,692 – – 1,181,369
Investment securities 3,877 480,181 – – 484,058

Total financial assets 1,279,085 988,201 369 3,921 2,271,576

Financial liabilities
Due to banks 2,944 1,788 – – 4,732
Due to related banks 6,975 – 15 – 6,990
Due to related companies 269,732 – – – 269,732
Customers’ current, savings
and deposit accounts 1,671,996 149,508 – 797 1,822,301
Accrued interest payable 339 1 – – 340

Total financial liabilities 1,951,986 151,297 15 797 2,104,095

Net currency risk exposure 836,904 354 3,124

Reasonably possible change in currency rate (%) 1 1 1

Effect on profit before tax 8,369 – 31

2024

Financial assets
Cash on hand 31,264 2,048 – 1,493 34,805
Deposits with Central Bank 107,711 – – – 107,711
Due from banks 73,793 28,743 – 1,856 104,392
Due from related banks 100,851 150,609 – 256 251,716
Treasury Bills 67,356 47,573 – – 114,929
Investment interest receivable 152 3,422 – – 3,574
Advances 843,435 266,593 – – 1,110,028
Investment securities 2,320 371,869 – – 374,189

Total financial assets 1,226,882 870,857 – 3,605 2,101,344