Page 25 - Omega Benefits Guide

TransAmerica
Policy # G000035069

CriticalEvents

Critical Illness insurance is the perfect complement to high deductible health pans, higher co-
pays and health savings accounts (HSAs). Our product, CriticalEvents, helps bridge the financial
gap between traditional insurance benefits and the added out-of-pocket costs associated with a
critical illness. Facing a serious illness is difficult enough without worrying about the added
financial stress. Critical illness insurance helps put financial control back into the hands of the
employees, allowing them to focus on recovery.

Major medical deductible and out of pocket expenses continue to increase each year. While
employees can’t predict a heart attack or stroke, they can prepare for the potential financial
impact on their families by purchasing critical illness insurance. After a major health event like a
heart attack or stroke, the average family incurs medical and non-medical expenses of $36,000.
Critical illness insurance helps reduce the financial stress through lump-sum cash benefits—
used however the employee sees fit. Coverage is completely portable at the same rates.

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