Page 6 - Deweys Benefits Enrollments Guide

Benefits At-A-Glance Continued

Do you both work at Dewey’s Bakery?

If you and your spouse are both employees of Dewey’s Bakery, there are unique rules for the

coordination of medical, vision, dental, and life insurance coverage. In addition, there may not
be a benefit to you to have dual coverage. Please contact Human Resources if this situation
pertains to you.

When Coverage Begins

Medical, life, voluntary life, voluntary dental, voluntary vision, short term disability, long term
disability, and flexible spending accounts begin on the first bi-weekly pay period of the month
following sixty days of active employment. All supplemental benefits through TransAmerica can
only be elected during open enrollment.

When Coverage Ends

Dewey’s Bakery benefit coverage ends on the last day of the month, in which you
terminate employment, retire or become ineligible for benefits.

You may be able to continue some of your other benefits after you leave Dewey’s Bakery.
Your supplemental policies through TransAmerica (cancer, critical illness or accident) will go
on direct bill and you can continue paying for them out-of-pocket at the same coverage
levels and rates if you choose.

Some life insurance may be continued if you contact Companion Life and complete
continuation paperwork within 31 days of your termination date. You may contact
Companion for information about the continuation of life insurance at 800-753-0404.

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