Page 15 - Benefits Enrollments Guide - Hospice of WS

Voluntary Short Term Disability
This benefit is 100% paid by the employee through post tax payroll deductions. You have
a choice of two plans listed below.
Option 1:

 Benefit amount is 60% of employee’s weekly earnings to a maximum of
$500 per week.
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 Benefit is payable beginning the 15 day of accident and the 15 day of
sickness.
 Maximum benefit period is 24 weeks.
Option 2:

 Benefit amount is 60% of employee’s weekly earnings to a maximum of
$500 per week.
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 Benefit is payable beginning the 31 day of accident and the 31 day of
sickness.
 Maximum benefit period is 22 weeks.

Your pay period cost is based on your plan elected and your annual salary. Please
see HR for your specific pay period cost.

Long Term Disability
Base benefit is 100% paid by Hospice & Palliative CareCenter.
 Benefit amount is 50% of insured’s monthly earnings to a maximum of
$3,000 per month.
 Elimination period of 180 days applies (no benefits paid during this time)

 Maximum benefit period is to age 65 or Social Security Normal Retirement
Age (SSNRA)
 Definition of disability is 24 months own occupation, followed by any
occupation

 You have the option to buy up to a higher benefit level and pay the
difference in cost
Buy up level: benefit about is 60% up to $5,000 per month

Your pay period cost for the buy up plan is based on your annual salary. Please
Basic Term Life/AD&D
see HR for your specific pay period cost.

Group# 405206

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