Page 20 - Benefits Enrollments Guide - Hospice of WS

Critical Illness Coverage – Allstate Benefits group voluntary critical illness coverage
provides a lump-sum cash benefit to help you cover the out-of-pocket expenses associated with a
critical illness. No one knows what lies ahead on the road through life. Will you be diagnosed with
Alzheimer’s or Parkinson’s? Will you suffer a stroke, heart attack or the complete loss of hearing? The
signs pointing to a critical illness are not always clear and may not be preventable, but our coverage can
help offer financial protection in the event you are diagnosed. Critical illness coverage helps offer peace
of mind when a critical illness diagnosis occurs.

o Benefits and coverage amounts have been selected by your employer to make it easy to
choose a plan that meets your needs
o Covered dependents receive 50% of your basic-benefit amount
o Benefits paid directly to you
o Coverage supplements any existing medical benefits
o Premiums are affordable
o Portable
o Two plan options: Low plan offers $10,000 basic benefit amount while the high plan
offers $20,000 basic benefit amount

Low Plan Rates per Pay Period (based on 26 pay periods) for Non-Tobacco Users:

Critical Illness Insurance Employee Employee + Employee + Employee +
Non-Tobacco Only Spouse Child(ren) Family
18-35 $1.66 $2.26 $1.66 $2.26
36-50 $4.57 $6.62 $4.57 $6.62
51-60 $9.88 $14.59 $9.88 $14.59
61-63 $16.52 $24.55 $16.52 $24.55
64+ $26.40 $39.37 $26.40 $39.37
Please see HR for tobacco user age banded rates

High Plan Rates per Pay Period (based on 26 pay periods) for Non-Tobacco Users:

Critical Illness Insurance Employee Employee + Employee + Employee +
Non-Tobacco Only Spouse Child(ren) Family
18-35 $2.86 $4.06 $2.86 $4.06
36-50 $8.68 $12.79 $8.68 $12.79
51-60 $19.30 $28.71 $19.30 $28.71
61-63 $32.59 $48.65 $32.59 $48.65
64+ $52.33 $78.27 $52.33 $78.27
Please see HR for tobacco user age banded rates

Additional Benefits

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