Page 19 - Benefits Enrollments Guide - Hospice of WS

Accident Coverage – No one plans to have an accident. But it can happen at any moment
throughout the day, whether at home or at play. Most major medical insurance plans only
pay a portion of the bills. This accident coverage can help pick up where other insurance
leaves off and provide cash to help cover the expenses. Accident coverage helps offer peace of mind
when an accidental injury occurs.

o Coverage that is guaranteed issue; there are no medical exams or tests to take
o Benefits that correspond with treatment for off-the-job accidental injuries including
hospitalization, emergency treatment, intensive care, fractures, plus more
o Off-the-job accident coverage for yourself or your entire family
o Affordable premiums
o Benefits paid directly to you, unless you assign them to someone else
o Continuation of coverage

Accident Insurance Rates per Pay Period
Employee Only $6.36
Employee + Spouse $9.14
Employee + Child(ren) $12.92
Employee + Family $16.14

Cancer Coverage – Allstate Benefits group voluntary cancer coverage provides cash benefits for cancer
and 29 specified diseases, and can help cover the costs of specific cancer and specified disease
treatments and expenses as they happen. Being diagnosed with cancer or a specified disease can be
difficult on anyone both emotionally and financially. Having the right coverage to help when sickness
occurs or when undergoing treatments for cancer is important. This cancer coverage can help provide
added financial security when it is needed most.

o Benefits paid directly to you unless otherwise assigned
o Coverage for you or your entire family
o No evidence of insurability required at initial enrollment
o Waiver of premium after 90 days of disability due to cancer for as long as your disability
lasts
o Includes coverage for 29 other specified diseases
o Portable

Rates per Pay Period Rates per Pay Period
Cancer Insurance
Low Plan High Plan
Employee Only $7.21 $11.24
Employee + Spouse $11.49 $17.57
Employee + Child(ren) $9.91 $15.74
Voluntary Worksite Benefits $22.05
$14.18
Employee + Family

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