Page 5 - How I went from 510 to 720 credit score in one year

My Key To Going From

510 to 720 In A Year

So how did I turn it all around??? The answer is a

whole lot simpler than people will make it out to

be... I set EVERY SINGLE BILL I had on auto-pay. I

know, it sounds like common sense, right? But

you'd be amazed how many people don't do this.

My mother for instance, would constantly deal with

the issue of forgetting to pay her cards on time.

Every one of your bills can be set up on auto-

payments.

I had just had to call my credit card company

(Capital One) and ask for it. Not only did I set up

auto-pay, but I made absolutely sure my cards

would be paid off entirely on the final day of each

month. Why the final day? By waiting till the final

day of the month, I can make absolute sure I have

all debts paid off before the new month, so it shows

up on my credit report as "Zero Debt".