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Coverage for Your Dependent Children

               You can secure AD&D insurance for your dependent children when you choose coverage for yourself.
                 AD&D (Accidental Death & Dismemberment) | Dependent Children Birth to age 26
                 Maximum coverage amount         Up to $10,000 in $10,000 increments

                 Minimum coverage amount         $10,000

               Maximum AD&D (Accidental Death & Dismemberment) Coverage Amount
                You can choose a coverage amount up to $10,000 in $10,000 increments for your dependent children.

                For complete plan details, please see your contract.


                                                 Bi-Weekly Premium Calculation for Your Dependent Children
                  Coverage   Bi-Weekly
                   Amount    Premium
                                                 The estimated bi-weekly premium for AD&D insurance is determined by
                   $10,000     $0.09             multiplying the desired amount of coverage (in increments of $10,000)

                                                 by the premium rate. See table at right for select coverage amounts.

                                                  $__________   X   0.0000092       =   $_______________
                                                 coverage amount     premium rate         bi-weekly premium

                                                 Note: Rates are subject to change and can vary over time.



               Note: You must be an active None employee to select coverage for a spouse and/or dependent children.
               To be eligible for coverage, a spouse or dependent child cannot be confined to a health care facility or
               unable to perform the typical activities of a healthy person of the same age and gender.






































                                          AD&D Insurance Summary of Benefits
               LFE-ENRO-BRC001-TX
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