Page 27 - KCMINIST_Benefit Booklet_0418_PEB

Additional Plan Benefits and Services

Additional Plan Benefits

Safe Driver Benefit Included

Education Benefit Included
Spouse Training Benefit Included
Felonious Assault Included
Child Care Benefit Included

Coma Benefit Included
Common Disaster Benefit Included

Exposure Benefit Included
Disappearance Benefit Included
Common Carrier Benefit Included

Safe Driver Benefit
 If you die in a covered auto accident while wearing a seat belt and/or in a vehicle equipped with an
airbag, the cash benefit to your beneficiary is increased.

Education Benefit
 If you die in a covered accident, each of your dependent children enrolled as a full-time student in an
accredited college, university, or vocational school receives an additional benefit for up to four
consecutive years to be used for educational expenses.
 If you have family coverage and die in a covered accident, but there are no surviving dependents that
are eligible for the Education Benefit, your beneficiary or estate receives an additional benefit.

Spouse Training Benefit
 If you die in a covered accident, your spouse receives an additional benefit for one year to be used for
educational expenses.
 If you have family coverage and die in a covered accident, but there are no surviving dependents that
are eligible for the Spouse Training Benefit, your beneficiary or estate receives an additional benefit.

Felonious Assault Benefit
 If you suffer an AD&D loss during a holdup, robbery, kidnapping attempt, or felony assault, you and/or
your beneficiary could receive an additional benefit.

Child Care Benefit
 If you die in a covered accident, an additional benefit is paid for up to four consecutive years or until
your dependent child’s 13th birthday (whichever comes later) to be used for full-time attendance at a
licensed child care center.

AD&D Insurance Summary of Benefits
LFE-ENRO-BRC001-TX