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DOWNLOAD                                                                    THE CARLAWYER              ©

          The NEW 2018                       “one final payment” due on June 20, 2019.   Inc. 2018 U.S. Dist. LEXIS 76908 (C.D. Cal.


          Coupon App!                        The payment schedule did not identify  May 7, 2018)
                                             the amount due for the final payment.
                                             Mendoza sued Sidney Auto, alleging that  So, there’s this month’s roundup!  Stay legal,
           Get thousands in savings          the failure to include the amount of the final  and we’ll see you next month. n
             right at your fingertips.       payment violated TILA and Regulation Z.
                                                                                  Tom (thudson@hudco.com) is Of Counsel
                                             The  federal  trial  court  granted  Mendoza’s  and  Nikki  (nmunro@hudco.com)  is  a
                                             motion for summary judgment.  The court  Partner  in  the  law  firm  of  Hudson  Cook,
                                             concluded that by not including the amount  LLP.  Tom has written several books and is
                                             due for the final payment, Sidney Auto  the publisher of Spot Delivery®, a monthly
                                             violated Section 1638(a) of TILA, which  legal newsletter for auto dealers.  He is the
                                             requires a payment schedule to include “the  CEO of CounselorLibrary.com, LLC and
                                             number, amount, and due dates or period  the Senior Editor of CounselorLibrary.
                                             of payments scheduled to repay the total  com’s CARLAW®, a monthly report of legal
                                             payments.”  The court awarded Mendoza  developments for the auto finance and
                                             $2,000 in statutory damages.         leasing industry.  Nikki is Editor in Chief of
                                                                                  CARLAW®, a contributing author to the F&I
                                             If you haven’t gotten specific advice on  Legal Desk Book and frequently writes for
                                             the technical requirements for completing  Spot Delivery®. For information, visit www.
                                             your retail installment sales contracts,  counselorlibrary.com. ©  CounselorLibrary.
                                             this would be a good time to do so.  This  com 2018, all rights reserved. Single
                                             sort of violation is perfect for class action  publication rights only, to the Association.
                                             treatment.  Mendoza v. Sidney Auto Sales,  (6/18).  HC 4851-2603-6327.1





































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