Page 37 - Temporary Solutions Inc. Employee Handbook 2017
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first payroll deduction. For most benefits, insurance coverage remains in effect until the date
of termination.
PREMIUMS
All employees are eligible to enroll in the voluntary Essential StaffCARE Benefits. The plan
premiums are 100% paid by the employee, however you are able to take advantage of lower
premiums through the group rates. Your contributions are paid through payroll deductions on
a post-tax basis.
Employees who are classified as full-time, as defined by the Affordable Care Act and identified
as full-time through the Company Look Back Period, are eligible to enroll in the Temporary
Solutions Major Medical Health Plan. There is an employer contribution to benefit premiums
and the employee also pays a portion of the premium. Premiums are deducted on a pre-tax
basis through payroll deduction.
OTHER BENEFITS AVAILABLE
Credit Union Membership
Gym Membership
Working Advantage Membership
PLAN MODIFICATIONS
We explicitly reserve the right to add, modify, or eliminate, benefits, coverage, and/or
procedures in the future, both for existing and new employees.
BENEFITS CONTINUATION
We offer employees group health insurance coverage (medical and dental) as a benefit of
employment. Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), if you are
no longer eligible for insurance coverage because of a reduction in hours, you voluntarily
resigned, or because you are terminated for reasons other than serious misconduct, you have
the right to continue your health insurance coverage for up to 18 months. You will be
responsible for paying 100% cost of this coverage plus a 2% administration fee. If you suffer a
disability during the first 18 months, you may be eligible for such coverage up to 36 months.
You and your family members may have other options available to you when you lose group
health coverage. For example, you may be eligible to buy an individual plan through the Health
Insurance Marketplace. By enrolling in coverage through the Marketplace, you may qualify for
lower costs on your monthly premiums and lower out-of-pocket costs. Additionally, you may
qualify for a 30-day special enrollment period for another group health plan for which you are
Temporary Solutions, Inc. 36 2/2017
Disclaimer: This Handbook contains internal confidential propriety information. The policies can change at any time, for any
reason, without warning.