Page 37 - Temporary Solutions Inc. Employee Handbook 2017_Neat

premiums through the group rates. Your contributions are paid through payroll deductions on
a post-tax basis.

Employees who are classified as full-time, as defined by the Affordable Care Act and identified
as full-time through the Company Look Back Period, are eligible to enroll in the Temporary
Solutions Major Medical Health Plan. There is an employer contribution to benefit premiums
and the employee also pays a portion of the premium. Premiums are deducted on a pre-tax
basis through payroll deduction.

OTHER BENEFITS AVAILABLE

• Credit Union Membership
• Gym Membership

• Working Advantage Membership

PLAN MODIFICATIONS

We explicitly reserve the right to add, modify, or eliminate, benefits, coverage, and/or
procedures in the future, both for existing and new employees.

BENEFITS CONTINUATION

We offer employees group health insurance coverage (medical and dental) as a benefit of

employment. Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), if you are
no longer eligible for insurance coverage because of a reduction in hours, you voluntarily
resigned, or because you are terminated for reasons other than serious misconduct, you have
the right to continue your health insurance coverage for up to 18 months. You will be
responsible for paying 100% cost of this coverage plus a 2% administration fee. If you suffer a
disability during the first 18 months, you may be eligible for such coverage up to 36 months.

You and your family members may have other options available to you when you lose group

health coverage. For example, you may be eligible to buy an individual plan through the Health
Insurance Marketplace. By enrolling in coverage through the Marketplace, you may qualify for
lower costs on your monthly premiums and lower out-of-pocket costs. Additionally, you may
qualify for a 30-day special enrollment period for another group health plan for which you are
eligible (such as a spouse’s plan), even if that plan generally does not accept late enrollees. You
can learn more about many of these options at www.healthcare.gov.

Others covered by your insurance also have the right to continue coverage if they are no longer

eligible for certain reasons. If you and your spouse divorce or legally separate, or if you pass
away while in our employ, your spouse may continue coverage under our group health plan. In
addition, if your children lose their dependent status, they may continue their health care. In

Temporary Solutions, Inc. 36 2/2017

Disclaimer: This Handbook contains internal confidential propriety information. The policies can change at any time, for any
reason, without warning.