Page 45 - 2020 Barrister Employee Benefits Book
P. 45

copayments and  plans. Please  $3,500  30%  30%  30%  (including medical supplies)  (crutches)  (physical therapy)  $1,900  $1,600  $100  $0  $0  $1,700  6 of 6





                   plan. Use this information to compare the portion of costs you might pay under different health
                 cost sharing amounts (deductibles, plan might cover medical care. Your actual costs will be different depending  Mia’s Simple Fracture (in-network emergency room visit and follow up care)  deductible plan's overall  The  coinsurance Emergency room  coinsurance Hospital (facility)  coinsurance  Other  This EXAMPLE event includes services like:  Emergency room care  (x-ray) Diagnostic test  Durable medical equipment  Rehabilitation services  Total Example Cost  In this
















                 providers charge, and many other factors. Focus on the

                                        $3,500  $60  30%  30%               $7,400      $1,900  $1,400  $0  $60  $3,360


                           Managing Joe’s type 2 Diabetes (a year of routine in-network care of a well-controlled  condition)  deductible  copayment  coinsurance  This EXAMPLE event includes services like: Primary care physician office visits (including disease  (blood work)  (glucose meter)  Cost Sharing  What isn't covered  plan would be responsible for the other costs of these EXAMPLE covered services.




              Treatments shown are just examples of how this














                                        The plan's overall  Specialist  Hospital (facility)  coinsurance  Other  education)  Diagnostic tests  Prescription drugs  Durable medical equipment  Total Example Cost  In this example, Joe would pay:  Deductibles  Copayments  Coinsurance  Limits or exclusions  The total Joe would pay is
                   excluded services under the on the actual care you receive, the prices your note these coverage examples are based on self-only coverage.  $3,500  $60  30%  30%  $12,700  $3,500  $100  $2,700  $60  $6,360  The













         About these Coverage Examples:  This is not a cost estimator.  coinsurance) and  Peg is Having a Baby (9 months of in-network pre-natal care and a hospital  delivery)  deductible plan's overall  The  copayment  Specialist  coinsurance Hospital (facility)  coinsurance  Other  This EXAMPLE event includes services like: Specialist office visits (prenatal care) Childbirth/Delivery Professional Services Childbirth/Delivery Facility Services Diagnostic tests (ultrasounds and blood
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