Page 26 - NYMets_2018_Benefits_Guide
P. 26
at-bat: Disability benefits
Disability benefits provide partial income replacement in the Long Term Disability
event you are out of work for a period of time due to a non- If you are out of work beyond 180 days and your disability
work-related illness or injury. Short Term (New York State) is approved, your benefit is equal to 60% of your monthly
Disability and Long Term Disability benefits are provided at no earnings up to a maximum of $15,000 per month.
cost to you through The Standard Life Insurance Company of
New York; you are enrolled automatically. How the LTD Plan Works
After 180 days of disability, you become eligible for LTD
New York State Disability
benefits if the claims administrator certifies that you cannot
New York State Disability (NY DBL) provides income perform the duties of your regular job because of illness
replacement mandated by the State of New York should you or injury. After 24 months of disability payments, you are
become disabled and are unable to work. NY DBL benefits eligible for continued LTD benefits if the claims administrator
begin after you have been disabled for seven days due to a determines that you are unable to work at any job for which
non-work related accident or illness. The program replaces you are reasonably qualified, based on training, education
up to 50% of your gross weekly earnings up to a maximum of and experience.
$170 for up to 26 weeks.
Your LTD benefit is reduced by any disability income payable
from the following sources:
salary continuation
Social Security (that you or your family receives),
You are eligible for salary continuation benefits if you
are unable to work due to a non-work related injury, Workers’ Compensation or a similar law,
illness or disability after an absence of more than Any Sterling Mets, LP-sponsored pension plan or group
seven consecutive calendar days. This benefit runs insurance plan providing benefits for loss of work because
concurrent with the NY State Disability benefit program of disability, and
paid by The Standard.
State-mandated disability programs.
The amount and length of salary continuation depends However, LTD benefits are not reduced by federal, state, local
on your years of service as follows:
income taxes or FICA. In addition, LTD benefits are not reduced
After one year of service: Up to six weeks of full by any private disability coverage that you have purchased.
salary, six weeks of 50% salary and the remaining 13 There is a 24-month limit on mental health and self-reported
weeks of NYS Short Term Disability benefits claims (such as a sore back that cannot be substantiated by
After three years of service: Up to 12 weeks full a doctor).
salary, 13 weeks of 50% salary
After five years of service: Up to 25 weeks of full
salary
Salary Continuation is contingent upon approval of NY
State Disability paid by The Standard. While on salary
continuation, your salary is subsidized by the amount
that you would receive directly from the NY State
Disability program/The Standard.
Refer to the Employee Handbook for more information.
24
