Page 27 - NYMets_2018_Benefits_Guide

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at-bat: Voluntary Benefits

Voluntary benefit plans provide added protection by paying Hospital Protection Plan
cash benefits to help fill in the gaps that traditional insurance The Hospital Protection Plan provides additional protection in
does not cover.
the event you or a covered member is admitted to the hospital
We offer four voluntary benefit plans through Aflac and one as a result of an accident, illness or childbirth.
through New York Life. If you decide to elect any of these This plan pays $495 per day for the first five days followed by
plans, you pay the premiums on a pre-tax basis through $100 per day per admission. In addition, there are additional
convenient payroll deductions. In addition, if you leave the benefits for various operations and procedures as well as
Company, you can take these benefits with you and pay $200 for the birth of a child.
premiums directly to Aflac.
Accident Plan
Cancer Care Plan
The Accident Plan provides comprehensive accident
The Cancer Care Plan helps you and your family better cope coverage in the event you or a covered family member are
financially if there is a positive diagnosis of cancer. There injured on or off the job and require a doctor or emergency
are many unexpected medical expenses such as copays, room visit, hospitalization, follow-up care, etc.
deductibles, coinsurance, experimental treatments, travel
expenses and loss of income while battling cancer. Plan Benefits Benefit Amount

This plan pays cash benefits directly to you to help offset Emergency/Physician Adults: $120
these expenses regardless of what your medical plan covers. Treatment Children: $120
Note: The Cancer Plan also covers heart attacks, strokes, Initial Hospitalization/ $1,000/$2,000
kidney failure and cardiac arrest. Intenstive Care
Hospital/Intensive Care $165/$640 per day
Plan Benefits Benefit Amount
Confinement
First Occurrence Adults: $6,000 Major Diagnostic Exam $200
Children: $22,000 X-Ray $50
Accrues $500/yr to 65th birthday
Physical Therapy/ $50 each visit
Inject Chemotherapy $900
Follow-Up care
Oral Chemotherapy $400
Accidental Death & $150,000
Radiation Therapy $500
Dismemberment Benefit
Experimental Treatments $500
Surgical Benefit $150–$5,000
Skin Cancer Surgery $50–$600
Reconstructive Surgery $350–$3,000
Second Opinions $300
Stem Cell/Bone Marrow $10,000
Transplantation
Hospital Confinement $300/day
Ambulance, transportation, lodging and many other benefits
are included in this plan as well.

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