Page 6 - What Momma Didn't Teach Us - Credit Edition

Tradelines

Tradelines are a little different. This is an avenue that allows

you to buy time on your credit report. Tradelines are a way of

borrowing another's payment history and activity to report as

your own on your credit report. Tradelines are hidden gems.

They save you time and can help you reach desired credit

results in a period of 30-120 days compared to years.

How Does a Tradeline Work?

Let's say someone already has an eight-year credit card, with
perfect payments and a $20,000 credit limit. Wouldn’t it be

faster and easier to have their payment history and good
accounts reported on your report instead of waiting years to

establish your own? Or would you rather wait eight years and

build the line yourself? The answer is obvious, who wouldn’t

want to buy time and have higher scores sooner than later.

There has never been a faster way to build credit then

tradelines in our opinion.

How Do I Get a Tradeline?

If you decide this is the avenue you’d like to take, the process

can be quite simple. Connect with a reputable tradeline line

agency and they will get you started on your way. The cost for

tradelines are determined by the age of the card and the

amount of the line. We’ve seen the cost range from $200 to

+$2000’s. Once you decide this is the route you think is best,

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