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            them  to  buy  basic  necessities,  including  foodstuffs,  medicine,
            personal  protective  equipment,  and  payment  of  rent.  The  overall
            program  was  rated  highly  successful  by  the  various  recipients
            despite its limitations, which can be attributed to problems linked to
            the  government’s  movement  restrictions  to  reduce  the  virus’s
            spread. Based on the findings, the zakat institutions readiness and
            the effectiveness of the funds distributed during the pandemic is also
            commendable

            CONCLUSION
            This paper aims to addresses the implementation of Musa’adah
            Khas Khaira  (MKK)  aid  and  Musa’adah  Khaira  Siswa  (MKS)
            aid  by conducting surveys to gain input on the level of
            effectiveness and the self-sufficiency of the aid recipient. The
            recently released 11th Malaysian  plan  (2016  –  2020)  focuses
            on  addressing  economic vulnerability while emphasizing
            Malaysia’s agenda for uplifting its current B40 households to
            create a larger middle class. According to Zarina and Kamil
            (2012), government policies and the economic system determine
            the system’s success or failure to overcome the poverty rates in
            society.
               This study urges further research on other financial aid during a
            pandemic  time  in  helping  the  living  standard  of  the  B40s
            household group. In the study, the finding seems to address both of
            the aid as initiatives that give more impact to those in the lower-
            income  group.  These  groups  felt  the  assistance  need  to  be
            continued as it plays a significant  role  in  providing  extra  income
            to  sustain  their  living. More plans should be generated to engage
            the  B40  households  with  micro-enterprises  and  in  low-value
            traditional  industries  because  one-off  aid  might  not  be  a
            productive way of giving support to the B40 household in the long
            term.  To  sum  up,  financial  aid  programs  must  be  strengthened
            given  the  strong  headwinds  in  the  global  pandemic  problem
            and  implementing  this.  More  information  is  needed  on  the
            profile  of  the  B40  community,  demographic, economic, and
            living conditions.



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