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1999 - 2007 Watson Wyatt Reigate, UK
               Partner, Consulting Actuary

                            Advised clients on financial reporting, ERM, Solvency II
                            M&A due diligence projects throughout Europe and the UK
                            Reviewing Actuary for Standard Life’s embedded value on demutualisation

               1998 - 1999 GEO New York Life Mexico City

               Director de Actuaría

                            Member of Executive Committee of Mexican subsidiary of large US mutual insurer
                            Financial reporting (local regulatory, US GAAP, embedded value)
                            Extensive redesign and repricing of product range

               986 - 1998 AXA Group Various locations
               Various roles including:

                            Product Development Manager - AXA Equity & Law, High Wycombe (1997-98)
                            Customer Services Manager, and Project Manager (Image Processing Implementation)
                              - AXA Equity & Law, Coventry (1995-97)
                            International Life Actuary – AXA Head Office, Paris. Responsible for M&A actuarial due
                              diligence  on  life  insurance  M&A  projects  around  the  world  (Europe,  Asia,  North
                              America,  Australasia).  Included  six-month  secondment  to  National  Mutual,
                              Melbourne, Australia to oversee demutualisation process. (1992-95)
                            Investigations Actuary, AXA Equity & Law, High Wycombe (1989-92)
                            Actuarial Student, Equity & Law International, Isle of Man (1986-89)


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