Page 67 - Other Income for Individuals
P. 67

Accelerated Death Benefits (4/7)


















               STEP 01
















               STEP 02                          TERMINAL                            STEP 04                           STEP 05



                                            EXCLUSION FOR TERMINAL ILLNESS


                                              Accelerated death benefits are fully
                                                excludable if the insured is a terminally ill
                                                individual.
                                              This is a person who has been certified by
                                                a physician as having an illness or physical                          STEP 06
                                                condition that can reasonably be expected
                                                to result in death within 24 months from
                                                the date of the certification.
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