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Phil Lucca,             Paul Morrissette,
                                        EMC Insurance           Chubb
                                        Phil Lucca joined       Over a 33-year
                                        EMC in March            career at Chubb,
                                        2010 as the             Paul has served
                                        Assistant Branch        in a variety of
                                        Manager of              underwriting and
                                        the Milwaukee           marketing positions
                                        Branch and              in the United
                                        became                  States and Canada.
                                        Resident Vice           He currently leads
                                        President and           Chubb Insurance
        Milwaukee Branch Manager in June 2010.                  Solutions Agency, which provides centralized
        He was promoted to Area Vice President –                distribution services for all of Chubb’s products
        Branch Operations in 2017. Phil assumed                 to agents, brokers, and agency networks around
        the position of Senior Vice President – Chief           the world.
        Field Officer in November 2020, overseeing
        Branch Operations, Bond and Agency                                          ★★★★
        Development. Phil entered the insurance
        industry as an underwriter trainee with the             David Paul,
        Ohio Casualty Group. Phil has a wide range              ALIRT Insurance
        of experience in the insurance industry,                Research
        across many different locations. He has                 David Paul is
        served in the roles of underwriter, marketing           a principal at
        representative, branch manager and Regional             ALIRT Insurance
        Vice President in Salt Lake City, UT; Voorhees,         Research, a
        NJ.; Brookfield, WI; Cincinnati, OH; and                firm specializing
        Denver, CO. Phil received a bachelor’s degree           in the analysis
        in history from Upsala College in East Orange,          of insurance
        NJ. He has the Chartered Property Casualty              company financial
        Underwriter (CPCU) designation. Phil and                performance
        his wife, Lisa have 4 adult children and reside         trends and member of the Insurance Networks
        in Brookfield, WI.                                      Alliance. ALIRT’s quarterly insight into the
                                                                underlying financial strength of insurers allows
                            ★★★★                                distributors and buyers of insurance products
                                                                to anticipate financial stress and/or rating
                                                                downgrades of insurance partners before
                                                                they occur. David was a founding member of
                                                                ALIRT Insurance Research (1999), building
                                                                out the company’s domestic life, property/
                                                                casualty and health insurance company
                                                                analytical models/services as well as ALIRT’s
                                                                international models for Lloyd’s of London
                                                                and Bermuda. David co-directs the company’s
                                                                research staff, manages internal IT initiatives




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