Page 133 - KZN Top Business Portfolio 2024/5 - ebook
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Thekwini Fund platform. Its Thekwini Fund 18 provided protection and relief to clients from day-to-
transaction was recognised by London’s ‘The Banker’ day events, weather catastrophes like the recent KZN
publication as Best Securitisation Deal in Africa (2023). floods, and the pandemic.
An Innovative But Focussed Product Offering Proudly KZN Born
The company’s innovative spirit extends beyond its As a nationally prominent business with deep KZN-
funding platform. It remains a distinguishing feature roots, proudly headquartered in Umhlanga, SA Home
of its consumer facing products over the years. Loans occupies a unique position in the province as
an Employer of choice for those looking for a career in
As the only specialist home loan lender in the market financial services - be it retail lending, insurance or in
SA Home Loans offers a range of home loan product
options which suit the life stage and financial needs of the world of investment banking in our treasury teams.
its clients – be it: Whilst having highly skilled teams of home finance
specialist across its branch network, SA Home Loans
A standard amortising loan with an LTV of up
to 100% has benefitted from its unique position in KZN and the
deep pool of skills in the province. It boasts a team of
Varying loan terms of up to 30 years over 700 employees performing sales, administration,
Switching a home loan to consolidate more and specialist roles across credit, IT, legal, finance,
expensive debt or to access cash treasury, HR and insurance functions - providing
A specialised product such as the ‘Edge’ offering, a desirable workplace to those who see KZN as
allowing clients an option to pay only the interest providing a lifestyle of choice.
on a loan for the first three years before the full
instalment commences, providing cashflow Proudly Committed To South Africans
relief in the early years of a new home with all the Buying a home is one of the biggest financial decisions
associated costs. that most South Africans will make in their lifetime.
SA Home Loans has a proud track record over 25 years
While the offering has remained home loan centric,
a range of ancillary products has been developed to of working with clients across all income and home
complement the home loan. These include a bridging value segments to make home ownership possible. As
finance product to provide clients who are switching we look to the future our commitment to that purpose
their loan with access to cash; a personal loan product has not waivered.
to fund transfer costs and related needs; and perhaps We believe in the potential of our province and our
most notable two complementary insurance products country. We remain committed to do our part by
– Home Owners Cover insuring the buildings against enabling home ownership for thousands more South
damage events, and a credit life product providing Africans.
protection in the event of death and disability.
We will continue to invest in our communities by
These insurance products are underwritten and supporting the poverty alleviation, education, youth,
administered in full by regulated and licenced and enterprise development initiatives through our
insurance entities within the group. To date they have SA Home Loans Foundation.
www.sahomeloans.com 131
