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Section 7





                 Growth, Value, and Blend/Core

                                      Investing





            I usually recommend that retirees use professionally-managed

            funds  or  index  funds  when investing in stocks.  Investing  in
            individual stocks can be difficult, and riskier than investing in a
            portfolio with a large number of equities. These options include,

            but are not limited to:


               ►   Mutual funds

               ►   Index funds

               ►   Exchange-Traded Funds (ETFs)

               ►   Fee-based, professionally-managed accounts


               I’ll discuss the reason I recommend the use of these types of

            funds later in the book, but let’s look at the different “styles” of

            investing, and discuss the features of each.















                         Chapter 3: You Must Have Growth In Your Portfolio
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