Page 7 - 2019 Point Loma Credit Union Benefits Guide

Voluntary Worksite Benefits

Point Loma Credit Union provides a great comprehensive health insurance plan to all employees, but even the best plans do not cover out-of-pocket
expenses, and that is where Aflac or Washington National fits your additional needs.

AFLAC (These are brief descriptions. Please refer to carrier outline of Washington National (These are brief descriptions. Please refer to carri-
benefits for complete summary) er outline of benefits for complete summary)

Supplemental Univer- This benefit provides valuable universal life
Accident Insurance For a covered accident, Aflac policyholders sal Life insurance protection. It also offers you a way to
receive cash benefits for use as they see fit. accumulate cash value and earn interest on a
This plan helps provide a financial cushion if tax-deferred basis. You can determine the
an accident occurs. Coverage is 24 hours a premium amount you can afford starting at $4
a week and can change your premium amount
day and 7 days a week. as your needs change.

Short-Term Disability In the case of illness or injury off the job, it Supplemental Cancer This benefit is payable upon diagnosis when
helps you maintain your standard of living Insurance any insured family member is diagnosed with
and helps you pay your bills. any type of internal cancer. In and Out of Hos-
pital Benefits are available as well.
Cancer/Specified - Designed to pay cash benefits that can be
Disease used to help offset cancer-related expenses Active Care This benefit provides a lump sum benefit for
and to help with a variety of daily living ex- Cancer and Critical Conditions. You also have
the option to purchase Hospital and Accident
penses. coverage as well.
Hospital Confinement Helps with non-covered expenses of a hos-
pital stay. Also includes physician visits. AccidentAssure To help protect you and your family, this cover-
age offers benefits for common accidental
This umbrella policy covers any illness and injuries occurring on or off the job. There are 2
any injury. levels of coverage that you can choose from.

Specified Health Event Designed to provide you with cash benefits Hospital Intensive This benefit covers ICU confinements with a
Protection if you experience a catastrophic event, such Care Insurance daily benefit paid to you directly. There are 3
as a heart attack or stroke. You will have levels of coverage that you can choose from.
added financial resources to help with living
expenses. Pulse Protection This benefit covers heart disease, heart attack
and stroke. Benefits are paid based on hospi-
Dental Aflac Dental provides benefits for periodic tal confinement and procedure.
checkups and cleaning, X-rays, fillings,
crowns and much more.
If interested in enrolling in Washington National, please contact Michael
Notte at (330) 842-9732 or by email mikenotte@pmagoldrush.com.
If interested in enrolling in Aflac, please contact Lauren Smith at (619)
800-3522 or by email laurensmithinsuranceservices@gmail.com.

Point Loma Credit Union | Benefits Guide | Pg. 6