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Benefits




         Vision Insurance


         VSP | PPO Vision Plan
         The VSP vision plan provides professional vision care and high quality lenses and frames through a broad network of optical
         specialists. You will receive richer benefits if you utilize a network provider. If you utilize a non‐network provider, you will be
         responsible to pay all charges at the time of your appointment and will be required to file an itemized claim with VSP. Go to
         www.vsp.com. Refer to the “Choice” network when prompted.  No ID card is necessary for the vision plan.

                                                                  VSP                           Note
         Plan Name                                               PPO
                                                                                                VSP has the largest
         Network Name                               Choice                 Non-Network          network of private-
                                                                                                practice eye care
         Vision Benefits
                                                                                                doctors in the
         Copays / Deductibles                                                                   industry. VSP’s
          - Examination                           $10 Copay                    $10              network includes
          - Prescription Glasses                  $25 Copay                    $25              37,000 access points
         -Contacts                         Up to $60 for Contacts Exam         N/A              nationwide. Most of
                                                                                                the U.S. population
         Examination (Every 12 Months)       No Charge after Copay    Up to $45 Reimbursement
                                                                                                lives within four
         Lenses (Every 12 Months)                                                               miles of a VSP
          - Single Vision                    No Charge after Copay    Up to $30 Reimbursement   provider.
          - Bifocal                          No Charge after Copay    Up to $50 Reimbursement
          - Trifocal                         No Charge after Copay    Up to $65 Reimbursement
         Frames (Every 24 Months)            $130-$150 Allowance,     Up to $70 Reimbursement
                                               then 20% Discount
         Contact Lenses (Every 12 Months)               In Lieu of Frames and Lenses

          - Cosmetic / Elective                 $130 Allowance          $105 Reimbursement
          - Medically Necessary              No Charge after Copay      $210 Reimbursement
         Laser Vision Correction                Discounts Apply            Not Covered

         Employee Assistance Program


         The Holman Group | Employee Assistance Program
         The  Employee  Assistance  Program  (EAP)  through  The  Holman  Group  provides  you  and  your  household  members  with  free,
         confidential assistance to help with personal or professional problems that may interfere with work or family responsibilities and
         obligations.  Services  are  available  24  hours  a  day,  7  days  a  week  via  a  toll-free  nationwide  number.  You  and  your  household
         members can receive up to 3 counseling sessions per person, per problem, per year.

         The Holman Group | Legal & Financial Services
         Holman  Group  Legal  &  Financial  Services  benefit  provides  assistance  for  legal,  mediation,  financial  &  document  preparation
         services. This program will provide the following services:
                •   One (1) initial 30 minute telephone or face to face consultation per separate legal matter at no cost with a network
                    attorney.
                •   Up to a 60 minute telephone consultation per financial matter with a staff financial expert at no cost.
                •   30 minute telephonic mediation consultation and a 25% rate reduction for mediation services (ie civil matters, family
                    matters, non-legal matters)
         Employees and household members can access this service at (800) 321-2843 or visit online www.holmangroup.com.
                        Accessing the EAP
                        Go to www.holmangroup.com (Username: Confie, Password: CSH2018) or you may call (800) 321-2843 to be
                        immediately connected to an EAP counselor.


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