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Benefits




         Medical Insurance



                                                Anthem Blue Cross              About PNC Bank
         Plan Name                        Health Savings Account (HSA)         PNC Bank is the administrator of our HSA

         Network Name                      In-Network       Non-Network        plan through Confie. It is fully integrated
                                                                               with Anthem Blue Cross so when you enroll
         Health Benefits                                                       in the HSA plan option, a tax advantaged
         Deductible (Annual)                                                   Health Savings Account (HSA) will be
          - Individual                       $2,250            $4,500          created for you. You can use your Anthem
          - Family                           $4,500            $9,000          Blue Cross member online account to find
                                                                               useful HSA plan information, see your claims
         Co-Insurance (Plan Pays)             90%               70%            and review costs/charges, and check your

         Office Visit Copay                                                    HSA balance, and much more.
          - Primary Care Physician       Deductible, 10%   Deductible, 30%
          - Specialist Office Visit      Deductible, 10%   Deductible, 30%
          - On-Line Visits               Deductible, 10%   Deductible, 30%

         Out-of-Pocket Maximum
          - Individual                       $4,000            $8,000
          - Family                           $6,850            $16,000
         Hospitalization
          - Inpatient                    Deductible, 10%   Deductible, 30%       How to Enroll
          - Outpatient                   Deductible, 10%   Deductible, 30%       Once you elect your enrollment on the
                                                                                 HSA plan, Anthem will automatically set
         Lab and X-Ray                   Deductible, 10%   Deductible, 30%
                                                                                 you up with a banking account at PNC
         Emergency Services                       Deductible, 10%                Bank. If you do not want an account at
         Urgent Care                     Deductible, 10%   Deductible, 30%       PNC Bank, you will need to contact
                                                                                 Anthem for dis-enrollment.
         Preventive Care                   No Charge       Deductible, 30%
         Chiropractic                    Deductible, 10%   Deductible, 30%

                                                   30 Visits/Year
         Pharmacy Benefits
         Retail Pharmacy
          - Generic Formulary            Ded, $15 Copay      Not Covered
          - Brand Name Formulary         Ded, $35 Copay      Not Covered
          - Non-Formulary                Ded, $75 Copay      Not Covered
          - Specialty Rx                 30% up to $350      Not Covered
          - Supply Limit                    30 Days             N/A
         Mail Order Pharmacy
          - Generic Formulary            Ded, $45 Copay      Not Covered
          - Brand Name Formulary         Ded, $105 Copay     Not Covered
          - Non-Formulary                Ded, $225 Copay     Not Covered
          - Specialty Rx                 30% up to $350      Not Covered
          - Supply Limit                    90 Days             N/A











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