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Benefits




         Medical Insurance


                                                    Anthem Blue Cross                    Anthem Blue Cross
         Plan Name                             Value HMO (CA EE’s ONLY)                    Network PPO2

         Network Name                                 Select Network                       In Network Only
         Health Benefits
         Deductible (Calendar Year)
          - Individual                                      $0                                 $3,000
          - Family                                          $0                                 $6,000
         Co-Insurance (Plan Pays)                          100%                                  70%
         Office Visit Copay
          - Primary Care Physician                       $20 Copay                            $25 Copay
          - Specialist Office Visit                      $40 Copay                            $60 Copay
          - On-Line Visits                               $10 Copay                            $10 Copay
         Out-of-Pocket Maximum (Calendar Yr)
          - Individual                                    $2,500                               $5,000
          - Family                                        $5,000                               $10,000
         Hospitalization
          - Inpatient                                $250 copay per day                     Deductible, 30%
                                                 (3 days copay max per admit)
          - Outpatient                              $125 copay per admit                    Deductible, 30%
         Lab and X-Ray (non-complex)                     No Charge                               30%
         Lab and X-Ray (complex)                     $100 copay per test                    Deductible, 30%

         Emergency Services                             $150 Copay                         $250 Copay + 30%
         Urgent Care                                     $20 Copay                            $25 Copay
         Preventive Care                                 No Charge                            No Charge
         Chiropractic/Acupuncture                        $20 Copay                            $25 Copay
         Pharmacy Benefits

         Pharmacy Deductible *
          - Individual (Except Tier 1)                      $0                                  $250
         Retail Pharmacy
          - Tier 1 Generic Formulary                    $5-$15 Copay                          $15 Copay
          - Tier 2 Brand Name Formulary                  $30 Copay                         Ded, $35 Copay *
          - Tier 3 Non-Formulary                         $50 Copay                         Ded, $75 Copay*
          - Tier 4 Specialty Rx                    30% up to $250 per script            30% up to $350 per script
             Retail Supply Limit                          30 Days                              30 Days

         Mail Order Pharmacy
          - Tier 1 Generic Formulary                 $12.50-$37.50 Copay                      $45 Copay
          - Tier 2 Brand Name Formulary                  $90 Copay                         Ded, $105 Copay *
          - Tier 3 Non-Formulary                        $150 Copay                         Ded, $225 Copay *
          - Tier 4 Specialty Rx                    30% up to $250 per script            30% up to $700 per script
             Mail Order Supply Limit                      90 Days                              90 Days






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