Page 11 - KNCH Benefits Guide 2019.pub
P. 11

DENTAL INSURANCE



          ANTHEM | PPO DENTAL PLAN
          Available in all states
          With the Anthem PPO Dental plan, you may visit a PPO den st and benefit from the nego ated rate or visit a non‐network
          den st. When you u lize a PPO den st, your out‐of‐pocket expenses will be less. You may also obtain services using a non‐
          network den st; however, you will be responsible for the difference between the covered amount and the actual charges and
          you may be responsible for filing claims.



                                                                                       Anthem
           Plan Features                                                                PPO
           Network                                                       PPO Network             Non‐Network*

           DENTAL BENEFITS                                              Dental Complete
           Calendar Year Maximum Benefit                                                 $2,000

           Annual Deduc ble
              Individual                                                     $50                     $50
              Family                                                      3x Individual           3x Individual
              Waived for Preventa ve Services                                Yes                      Yes
           Preven ve Services (Plan Pays)                                    100%                    100%
            Oral Exams, Cleanings, Rou ne X‐Rays, Fluoride Applica on,   Deduc ble waived      Deduc ble waived
            Sealants, Full‐mouth X‐Rays
           Basic Services (Plan Pays)                                        100%                    80%
            Fillings, Space Maintainers (non‐orthodon c), Oral Surgery ‐
            Simple & Uncomplicated Extrac ons, Surgical & Non‐Surgical
            Periodon cs, Root Canal Therapy / Endodon cs, Brush Biopsy

           Major Services (Plan Pays)                                        60%                     50%
            Crowns, Inlays, Onlays, Dentures, Implants, Bridges, Relines,
            Rebases, and Adjustments, Repairs ‐ Bridges, Crowns, and
            Inlays

           Orthodon a
            Covered Family Members                                                  Adult & Children
            Coinsurance                                                                  50%
            Life me Benefit Maximum                                                      $1,500

           *If you reside in TX, non‐network benefits will mirror PPO Network benefits.






                                                       PLEASE NOTE
             We  strongly  recommend  you  ask  your  den st  for  a  predetermina on  if  total  charges  are  expected  to  exceed  $300.
             Predetermina on enables you and your den st to know in advance what the payment will be for any service that may be
             in ques on.



                        FINDING A DENTAL PROVIDER:
                        Go to www.Anthem.com.  Select “Dental Complete”  or call 800.627.0004





                                                                                                                 11
   6   7   8   9   10   11   12   13   14   15   16