Page 15 - The Raymond Group Supplemental Benefit Guide

DISABILITY

If you are unable to work due to an illness or injury, our disability plans will work together to provide a source of income to meet
your needs. Disability insurance provides benefits that replace part of your lost income when you become unable to work due to a
covered injury or illness.

California State Disability (SDI)
California State Disability Insurance (SDI) is a partial wage-replacement insurance plan for California workers. The SDI program
is state-mandated and funded through employee payroll deductions. SDI provides short term benefits to eligible workers who
suffer a loss of wages when they are unable to work due to a non-work-related illness or injury, pregnancy, or childbirth. For
more information on eligibility, benefit amounts, and instructions on how to file a claim for the SDI program please visit the
EDD website at edd.ca.gov

Prudential | Long Term Disability Long Term Disability Benefit
This coverage is provided by The Raymond Group at no cost Officers: 66.67%
to you Benefit Percentage All others: 60%
The Raymond Group offers you Long Term Disability (LTD) to
provide income replacement if you become disabled for an Monthly Benefit Maximum Officers: $12,500
extended period of time.NG TERM DISABILITY BENEFIT All others: $10,000
When Benefit Begin 181st Day

Social Security Normal
Maximum Benefit Duration
Retirement Age

Value Adds
This coverage is provided by The Raymond Group at no cost to you

FinancialPoint – which includes Beneficiary Counseling and Financial Information
The financial specialists at ComPsych help employees manage stressful financial challenges that can affect their emotional well-
being and workplace productivity.

You can get unlimited, financial information on a broad range of issues including debt management, family budgeting, estate
planning and tax planning through an in-house team of qualified experts, including CPAs, CFPs and other financial
professionals.

EstateGuidance – including Online Will Prep and Legal Services
This user-friendly online tool allows employees and their family members to write a last will and testament, a living will and a
document outlining their wishes for final arrangements quickly, easily and cost effectively. EstateGuidance walks users through
the entire process, guiding choices with a series of questions and breaking down each step into easy-to-understand terms.
Convenient, simple and accessible anytime, anywhere via tablet, desktop or mobile app, EstateGuidance eliminates the
barriers to estate planning.

Getting Started
Go to guidanceresources.com or call 800.311.4327.

Employee Benefits 15