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TAX SAVINGS BENEFITS OTHER BENEFITS

401(k) Retirement Savings Program

Burnham provides employees with the opportunity to build savings for long term financial goals, such as
retirement, through a 401(k) plan adminstered by Principal Financial Group. You are eligible to enroll in the
Burnham 401(k) Plan on the first day of the month after three months of service.

You can defer a percentage of your annual salary up to the IRS maximum. If you are 50 years or older during
the plan year, you may contribute a catch-up deferral.
401(k) Contribution Limits

For 2018 2019
Employee Deferral $18,500
Indexed for Inflation
Catch-up Deferral for Employees Over Age 50 $6,000

The 401(k) plan offers a variety of investment options to meet your individual needs and investment styles. If
you are new to Burnham, you can rollover your 401(k) from a previous employer.

Burnham matches 50% of the first 6% of your deferral. Your contributions are immediately 100% vested
when you make them. Burnham’s contributions vest over a period of five years of service as follows:

Burnham’s 401(k) Matching Contributions Vesting Schedule

Up to 1 Year 1 Year 2 Years 3 Years 4 Years 5 Years
0% 20% 40% 60% 80% 100%

Travel Assist

Burnham provides all employees with a Travel Assistance Program through UnitedHealthcare Global.
Travel assistance can help you cope with emergencies when you travel more than 100 miles from home or
internationally for trips of up to 180 days. It can also help you with non-emergencies, such as planning your
trip. Services include:
• Pre-trip assistance including passport, visa, weather and currency exchange information, health hazards
advice and inoculation requirements
• Trip assistance including emergency ticket, credit card and passport replacement assistance, funds transfer
assistance and missing baggage assistance
• Medical assistance including locating medical care providers and interpreter services
• Legal assistance including locating a local attorney, consular officer or bail bond service
• Emergency transportation services including arranging and paying for emergency evacuation to the nearest
adequate medical facility and medically-necessary repatriation to your home, including repatriation of
remains (when arranged by UnitedHealthcare Global)
• Personal security services including logistical arrangements for ground transportation, housing and/
or evacuation in the event of political unrest, social instability, health or environmental hazards. In more
complex situations, assistance in making arrangement with providers of specialized security services

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