Page 8 - ASMS Employee Guide 2017
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Dental Insurance

                                  Anthem Blue Cross| DHMO Dental Plan
                                  With the Dental Health Maintenance Organization (DHMO) plan through Anthem Blue Cross, you are
                                  required to select a general dentist who is a member of the Dental Net HMO network to provide
                                  your dental care. You will contact your general dentist for all of your dental needs, such as routine
                                  check-ups and emergency situations. If specialty care is needed, your general dentist will provide the
        Note                      necessary  referral.  For  covered  procedures,  You  will  pay  the  pre-set  copay  or  coinsurance  fee
                                  described in your DHMO plan booklet. Please keep a copy of your booklet to refer to when utilizing
        We strongly rec-          your dental care. This will show the applicable copays that apply to all of the dental services that are
        ommend you ask            covered under this plan.
        your dentist for a
        predetermination if       Anthem Blue Cross| PPO Dental Plan
        total charges are
        expected to exceed        With the Anthem Blue Cross Preferred Provider Organization (PPO) dental plan, you may visit a PPO
                                  dentist and benefit from the negotiated rate or visit a non-network dentist. When you utilize a PPO
        $300.  Predetermi-
                                  dentist from Anthem’s Dental Complete PPO network, your out-of-pocket expenses will be less. You
        nation enables you
        and your dentist to       may  also  obtain  services  using  a  non-network  dentist;  however,  you  will  be  responsible  for  the
        know in advance           difference between the covered amount and the actual  charges and you may be responsible  for
        what the payment          filing claims.
        will be for any ser-
        vice that may be in                                  ANTHEM BLUE CROSS             ANTHEM BLUE CROSS
        question.                 Plan Features                   DHMO Plan                     PPO Plan
                                  Network                        Dental Net HMO        Dental Complete   Non-Network

                                  Calendar Year Maximum             Unlimited             $1,500          $1,250

                                  Deductible (Annual)
                                   - Individual / Family             None                $50 / $150     $50 / $150

                                  Deductible Waived for               N/A                   Yes            No
                                  Preventive

                                  Preventive  (Plan Pays)            100%                  100%            80%
                                  Exams, X-Rays, Cleanings

                                  Basic Services (Plan Pays)      See Copay Schedule       80%             60%
                                  Fillings, Oral Surgery
                                  Major Services (Plan Pays)      See Copay Schedule       50%             40%
                                  Crowns, Prosthetics,
                                  Endodontics, Periodontics
                                  Orthodontia
                                   - Covered Members            Children & Adults               Not Covered
                                   - Copay                       $1,695 / $1,895                   N/A
                                   - Coinsurance                      N/A                          N/A
                                   - Lifetime Benefit Max                                          N/A



                                                  FINDING A MEDICAL PROVIDER:
                                                  Go  to  www.anthem.com/ca  or  call  Member  Services  at  (866)  207-9878  to  find  a
                                                  provider near you.  To search, please click on MENU, then click: > FIND A DOCTOR

                                                  DHMO participants should select the Dental Net HMO Network or call  (800) 627-0004
                                                  PPO participants should select the Dental Complete Network or call  (877) 567-1804




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