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BENEFITS

LIFE AND AD&D INSURANCE

Cigna | Basic Life and AD&D Insurance
Life insurance protects your family or other beneficiaries in the event of your death while you are still actively employed with the
company. Rampart Supply pays for coverage, offered through Cigna, in the amount of 1 times your annual base salary to a
maximum benefit of $100,000. If your death is due to a covered accident or injury, your beneficiary will receive a matching
additional amount through Accidental Death and Dismemberment (AD&D) coverage.

SELECTING A BENEFICIARY

A beneficiary is the person or entity who you designate to receive your death benefits. Choosing a beneficiary and
keeping your beneficiary up-to-date is an essential part of owning life insurance. Please remember to review your
beneficiary designation as new situations arise, such as the birth or adoption of a child, marriage or divorce. You may call
the Human Resources Department for a copy of the Beneficiary Designation Form as needed.

DISABILITY INSURANCE

Cigna | Short Term Disability Insurance
Rampart Supply offers you Short Term Disability (STD) to provide income replacement if you become disabled due to accident,
sickness or pregnancy, through Cigna. If you experience a temporary disability, benefits begin the day of an accident and 7 days
after the start of a sickness or pregnancy and will continue up to a maximum of 13 weeks. STD works with state disability programs,
Social Security, and any other group disability coverage, to provide you with a combined monthly benefit equal to 60% of your pre‐
disability earnings up to a maximum benefit of $800 per week.

Cigna | Long Term Disability Insurance
Rampart Supply offers you Long Term Disability (LTD) to provide income replacement if you become disabled for an extended
period of time, through Cigna. If you become totally and permanently disabled, benefits begin 90 days after the start of your illness
or injury. LTD works with state disability programs, Social Security, and any other group disability coverage, to provide you with a
combined monthly benefit equal to 60% of your pre‐disability earnings up to a maximum benefit of $6,000 per month.

LONG TERM CARE INSURANCE

Transamerica | Long Term Care Insurance
Rampart Supply offers you Long Term Care (LTC) through Transamerica to help pay for costs associated with caring for yourself or a
loved one. These costs are generally not covered by health insurance, Medicare or Medicaid. Benefits are paid as long as you or
your loved one cannot meet certain activities of daily living, such as dressing, bathing, going to the bathroom, eating or moving
about, or after suffering a severe cognitive impairment (like Alzheimer’s). Rampart Supply provides a base plan at no cost to you.
You can add additional coverage for yourself and family members (underwriting may be required).

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