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BENEFITS

SUPPLEMENTAL BENEFITS/VALUE ADDED PROGRAMS

Accelerated Death Benefit
If you are terminally ill, the Accelerated Death Benefit provides you with up to 75% of your life insurance before your death.

Healthy Rewards®
Cigna Health Rewards includes discount offers on many programs and services designed to help you and your family enhance your
health and wellness. The program provides access to discounted products and services that normally may not be covered by
insurance, but can still be important components to maintaining physical, mental and emotional health such as weight
management and nutrition, vision and hearing care, fitness memberships, vitamins, health and wellness products.
Cigna.com/rewards (password: savings) or call (800) 258-3312

Cigna Health Advocacy Services
Provides you and your family (including spouse/domestic partner, dependent children, parents, and parents-in-law) access to
expert assistance with a wide range of healthcare and health insurance challenges such as finding the right doctor, clarifying
benefits, assisting with denials of claims, sorting through medical bills and negotiating payment arrangements. The vendor for
these services is Health Advocate, Inc.™ - a leading national health assistance and support company. Personal Health Advocates
are available Monday through Friday 6am—7pm MST at (866) 799-2725 www.healthadvocate.com/members

Cignasurrance®
If the unexpected happens, the Cignaassurance Program provides beneficiaries access to a free, interest-bearing account for claim
payments of $5,000 or more, and support from expert resources in financial, legal, and behavioral health services.

Cigna Secure Travel®
Provides pre-trip planning, assistance while traveling, and unlimited medical evacuation and repatriation benefits when traveling
100 miles or more from home. (888) 226-4567 In U.S. (202) 331-7635 outside U.S.

My Secure Advantage ™
To help you deal with financial challenges during long-term disability, Cigna provides you (and their household members) with a
financial wellness program with access to expert “money coaching” for all types of financial challenges. Also included with My
Secure Advantage are identity theft prevention and resolution services, including access to personal case managers who provide
assistance and guidance as well as education and tools to help prevent identity theft in the future, and online resources to create
and execute state-specific wills, powers of attorney and a variety of other important legal documents.

Call (888) 724-2262 Monday through Friday 7am—9pm MST to speak to a representative. You will need to give your name, city,
state, zip code and the name of your employer. You can also visit cigna.mysecureadvantage.com for more information, or to
register and access online tools and educational resources and create legal documents.

Cigna Life Assistance Program
The Cigna Life Assistance Program provides you and your household members with free, confidential assistance to help with
personal or professional problems that may interfere with work or family responsibilities and obligations. This plan offers support
and resources, whether your issues are parenting, work situations, a troubled relationship, substance abuse or even for
community resources for things such as elder, child, or pet care. Services are available 24 hours a day, 7 days a week via a toll-free
(800) 538-3543 or visit www.cignabehavioral.com/cgi

Legal Shield | Legal & Identity Theft Plans
With these plans, you can receive legal consultation, legal document review, debt collection assistance, trial defense services,
identity alerts/protection and many others. The Legal Shield Identity Theft Protection and Legal Plans offer assistance in
preventing, protecting and recovering your identity or personal identifying information.

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