Page 2 - Westmark BG 2020
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This brochure provides a summary of your benefit options and
is designed to help you make your choices and enroll for your
Westmark group benefits coverage. If you would like more
information about any of the benefits described here, please
contact Jason Cohn in the Business Office at (818) 986-5045.
Enrollment Information
Who may enroll
All employees working at least 25 hours per week and their
Contents eligible dependents may participate in Westmark School’s
benefits program. Your eligible dependents include:
•
• Legally married spouse
Domestic partners
• Children under age 26 (Medical, dental & vision)
Enrollment Information
- Who may enroll 2
- When you can enroll 2 When you can enroll
- Paying for your coverage 2 Eligible employees may enroll at the following times:
- Changes to enrollment 3 • During annual open enrollment for an effective date of July
1, 2020 to June 30, 2021.
• As a new hire, you may participate in the company’s
Annual Notices 3
Medical, Dental, Vision, Employee Assistance Program,
Disability, Voluntary Life, and the company-paid Basic Life
Medical Options and AD&D plans on the first of the month following your
- Health Benefit Options 5 date of hire.
- Prescription Drug Benefits 6 • Within 31 days of a qualified change in family status (see
Changes to Enrollment on page 3).
Dental Options 8 Paying for your coverage
The Medical HMO (employee only) is 100% employer paid and
Vision 9 the Dental DHMO or PPO (employee only), Vision (employee
only) and Basic Life and AD&D plans are provided to you at no
cost and are paid 100% by Westmark School. You have the
Life and AD&D Insurance
option to buy-up to the Medical PPO plan as well as dependent
- Basic 10 coverage for the Medical, Dental and Vision plans. The
- Voluntary 10
Voluntary Life benefits you elect will be paid by you at group
discounted rates. Participation in the Short Term and Long
Disability Term Disability programs is mandatory. Benefits are paid
- Short Term Disability (STD) 10 out on a tax-free basis. Your contributions for Medical, Dental,
- Long Term Disability (LTD) 10 and Vision are deducted before taxes are withheld, which saves
you tax dollars and results in higher take-home pay. As a
Flexible Spending Accounts (FSA) result, the IRS requires that your elections remain in effect for
- Health Care Spending Account (HCSA) 11 the entire year.
- Dependent Care Assistance Plan (DCAP) 11
Employee Assistance Program (EAP) 11
Rocket Lawyer 11 Tip for Online Resources
Online Enrollment 12
Take advantage of the company’s online re-
Resources and Contacts 14 sources throughout the plan year by visiting our
online enrollment system, BeneTrac. More in-
formation about BeneTrac is located on pages 8
Rates and Contributions 15
& 9 of this booklet.
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