Page 6 - Westmark BG 2020
P. 6

Medical Benefits





          Plan Features                                            Blue Shield HMO
                                             Platinum Access+ HMO                      Platinum Trio HMO

         Network                             Access+ HMO (Full HMO)                   Trio HMO (Limited HMO)

         Deductible (Annual)
          - Individual/Family                        None                                     None

         Out of Pocket Maximum                   $1,900 / $3,800                          $1,900 / $3,800
         - Individual/Family              (embedded, includes deductible)          (embedded, includes deductible)


         Physician Services
          - Office Visits                   $20/$40 (deductible waived)              $20/$40 (deductible waived)
          - Preventive Care                        No charge                                No charge
          - Teledoc consultation       $5 per consultation (deductible waived)   $5 per consultation (deductible waived)
          - Diagnostic Lab/X-Ray         Lab& Path: $10 (deductible waived)       Lab& Path: $10 (deductible waived)
          - Imaging                      Outpatient Radiology Center: $30;        Outpatient Radiology Center: $30;
                                     Outpatient Hospital $100 (deductible waived)   Outpatient Hospital $100 (deductible waived)
          - Rehab (Visit limits apply)       $20 (deductible waived)                  $20 (deductible waived)
          - Chiropractic Care (Visit         $15 (deductible waived)                  $15 (deductible waived)
         limits apply)

         Hospitalization
         - Inpatient                              $500/admit                               $500/admit
         - Outpatient                             $150/admit                               $150/admit

         Mental Health & Substance

         Abuse                                    $500/admit                               $500/admit
         - In-Patient                             $150/admit                               $150/admit
         - Out-Patient

         Emergency Services
         - Emergency Room                 $200 copay (waived if admitted)          $200 copay (waived if admitted)
         - Ambulance Transport               $150 (deductible waived)                 $150 (deductible waived)
         - Urgent Care                                $20                                      $20
         Maternity
         - Prenatal Care                           No charge                                No charge
         - Postnatal Care                          No charge                                No charge
         - Inpatient Delivery                     $500/admit                               $500/admit


         Prescription Drugs
         Deductible (Subject to Tiers
         2-4)
         - Tier 1: Generic                          $5 copay                     Level A: $5 copay; Level B: $10 copay
         - Tier 2: Preferred Brand                 $15 copay                     Level A: $15 copay; Level B: $30 copay
         - Tier 3: Non-Preferred                   $25 copay                     Level A: $25 copay; Level B: $45 copay
         Brand                                   20% up to $250                           20% up to $250
         - Tier 4: Specialty                        30 Days                                  30 Days
         Supply Limit                             2 times retail                           $10/$30/$50
         Mail Order Pharmacy                        90-days                                  90-days
         Mail Order Supply Limit

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