Page 8 - MMCS Benefit Guide 2019 FINAL
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Medical Benefits - All States PPO





                                                                            Anthem Solution PPO
          Plan Features
                                                                                 All States
         Network                                                 BlueCard                    Out-of-Network

         Health Benefits
         Lifetime Maximum Benefit                                               Unlimited
         Deductible (Annual)
          - Individual                                            $1,500                          $4,500
          - Family                                               $3,000                          $9,000

         Co-Insurance (Plan Pays)                           80%, after deductible          60%, after deductible
         Office Visit Copay
          - Primary Care Physician                              $15 Copay                  40%, after deductible
          - Specialist Office Visit                             $15 Copay                  40%, after deductible
          - Online Visit                                        $10 Copay                  40%, after deductible
                                                             (Live Health App)
         Out-of-Pocket Maximum
          - Individual                                           $3,500                          $10,500
          - Family                                               $7,000                          $21,000

         Hospitalization
          - Inpatient                                       20%, after deductible          40%, after deductible
          - Outpatient                                      20%, after deductible          40%, after deductible

         Lab and X-Ray (Advanced Imaging may vary)          20%, after deductible          40%, after deductible

         Emergency Services                                           $150 Copay + 20%, after deductible

         Urgent Care                                            $15 Copay                  40%, after deductible

         Preventive Care                                          100%                     40%, after deductible
         Chiropractic                                           $15 Copay                  40%, after deductible
                                                                             Max 30 visits/year
         Pharmacy Benefits

         Retail Pharmacy
          - Tier 1 (a or b)                                 $5 (T1a) /$20 (T1b)          50% coinsurance up to $250
          - Tier 2                                              $40 Copay                50% coinsurance up to $250
          - Tier 3                                              $60 Copay                50% coinsurance up to $250
          - Tier 4                                            30%, max $250              50% coinsurance up to $250
         - Supply Limit                                          30 days                         30 days


         Mail Order Pharmacy
          - Tier 1 (a or b)                                $12.50 (T1a) /$50 (T1b)             Not Covered
          - Tier 2                                             $120 Copay                      Not Covered
          - Tier 3                                             $180 Copay                      Not Covered
          - Tier 4                                            30%, max $250                    Not Covered
          - Supply Limit                                         90 days                          N/A


         *For complete details, please see the Summary Plan Description on BSwift.




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