Page 13 - Arrowhead Credit Union Benefit Guide 2018 with larger font V4
P. 13

Benefits





         Vision Insurance


         EyeMed | PPO Vision Plan
         The EyeMed vision plan provides professional vision care and high quality lenses and frames through a broad
         network of optical specialists. You will receive richer benefits if you utilize a network provider. If you utilize a
         non‐network provider, you will be responsible to pay all charges at the time of your appointment and will be
         required to file an itemized claim with EyeMed.

                                                                 EyeMed                            Note
         Plan Name                                              PPO Plan                           The EyeMed
                                                                                                   network includes
         Network Name                               Network                 Non-Network
                                                                                                   access to
         Vision Benefits                                                                           independent

         Copay                                                                                     ophthalmologists
          - Examination                             $20 Copay                 $0 Copay             and optometrists,
          - Materials                               $0 Copay                  $0 Copay             as well as
                                                                                                   LensCrafters®,
         Examination (Every 12 Months)              No Charge            $35 Reimbursement         Target Optical,
         Lenses (Every 12 Months)                                                                  Sears Optical,
          - Single Vision                           No Charge            $35 Reimbursement         JCPenney Optical
          - Bifocal                                 No Charge            $49 Reimbursement         and most Pearle
          - Trifocal                                No Charge            $74 Reimbursement         Vision retail
                                                                                                   stores.
         Frames (Every 12 Months)              $130 Allowance, 20%       $65 Reimbursement
         Contact Lenses (Every 12 Months)               In Lieu of Frames and Lenses
          - Cosmetic / Elective                $130 Allowance, 15%       $104 Reimbursement
          - Medically Necessary                     No Charge            $200 Reimbursement




                        Finding a Vision Provider
                        Go to www.eyemed.com or call (866) 723-0513. Refer to the “Access” network when prompted.





         Employee Assistance Program


         Cigna Behavioral Health | Employee Assistance Program
         The Employee Assistance Program (EAP) through Cigna Behavioral Health provides you and your household
         members with free, confidential assistance to help with personal or professional problems that may interfere
         with work or family responsibilities and obligations. Services are available 24 hours a day, 7 days a week via a
         toll-free nationwide number.


                        Accessing the EAP
                        To access EAP benefits, go to www.cignabehavioral.com or you may call (877) 622-4327 to be
                        immediately connected to an EAP counselor. Refer to your employer ID—”arrowhead.”





                                                                                                                  13
   8   9   10   11   12   13   14   15   16   17   18