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Voluntary Plans 18

Voluntary Critical Illness Insurance

You have the opportunity to apply for Voluntary Critical Illness Insurance, a limited benefit policy offered
through MetLife. This insurance is designed to help you offset the costs of certain covered critical illnesses
such as stroke, permanent paralysis, heart attack and end stage renal disease. If diagnosed with a covered
condition, you will receive a lump-sum benefit that you can use for expenses such as deductibles, copays,
transportation, etc.

You may apply for Critical Illness Insurance coverage with either a $15,000 or $30,000 benefit with no
medical questionnaires or exams. You may also apply for coverage for your spouse/domestic partner and
dependent children. You must be enrolled in a major medical plan in order to apply for Critical Illness
Insurance.

A complete description of the benefits, limitations, exclusions and termination of coverage are provided in
the policy/certificate of coverage.

Monthly Premium for $15,000 Voluntary Critical Monthly Premium for $30,000 Voluntary Critical
Illness Insurance Benefit Illness Insurance Benefit
Age Employee Employee Employee Employee Age Employee Employee Employee Employee
plus plus plus plus plus plus
Spouse Child(ren) Family Spouse Child(ren) Family
<25 $ 6.30 $ 12.60 $ 15.00 $ 21.30 <25 $ 12.60 $ 25.20 $ 30.00 $ 42.60
25 – 29 $ 6.75 $ 13.50 $ 15.45 $ 22.20 25 – 29 $ 13.50 $ 27.00 $ 30.90 $ 44.40

30 – 34 $ 9.45 $ 18.60 $ 18.15 $ 27.30 30 – 34 $ 18.90 $ 37.20 $ 36.30 $ 54.60
35 – 39 $ 14.10 $ 27.75 $ 22.80 $ 36.45 35 – 39 $ 28.20 $ 55.50 $ 45.60 $ 72.90
40 – 44 $ 22.05 $ 43.50 $ 30.75 $ 52.20 40 – 44 $ 44.10 $ 87.00 $ 61.50 $ 104.40
45 – 49 $ 33.00 $ 64.65 $ 41.70 $ 73.35 45 – 49 $ 66.00 $ 129.30 $ 83.40 $ 146.70

50 – 54 $ 49.95 $ 96.75 $ 58.65 $ 105.45 50 – 54 $ 99.90 $ 193.50 $ 117.30 $ 210.90
55 – 59 $ 69.90 $ 134.40 $ 78.60 $ 143.10 55 – 59 $ 139.80 $ 268.80 $ 157.20 $ 286.20
60 – 64 $ 100.35 $ 191.10 $ 109.05 $ 199.80 60 – 64 $ 200.70 $ 382.20 $ 218.10 $ 399.60
65 – 69 $ 151.20 $ 285.75 $ 159.90 $ 294.45 65 – 69 $ 302.40 $ 571.50 $ 319.80 $ 588.90

70+ $ 225.00 $ 427.95 $ 233.70 $ 436.65 70+ $ 450.00 $ 855.90 $ 467.40 $ 873.30

Auto and Home Insurance

Auto and Home Insurance is offered on a voluntary basis through MetLife Auto & Home. You have access
to a wide range of policies at discounted group rates. Plan and rate information are available by calling
1-800-GET-MET8 (1-800-438-6388) or by visiting www.metlife.com/mybenefits.