Page 8 - Work Life and Benefits Booklet 2018 - SW
P. 8

When can I change my benefits?



       Open Enrollment
       During open enrollment you can make changes to your benefits – like choosing a different medical plan or enrolling or re-enrolling in the Flexible Spending
       Account plans.

       Qualifying Event
       •   You can make changes during the plan year if something in your life changes (and is an event recognized by the IRS), such as:







        Marriage, divorce,   Birth, adoption,   Change in         Change in        Loss of other      Medicare or     Reduced hours at  Qualified Medical
         legal separation       death       residence causing    employment,     coverage for your      Medicaid       work for you or    Child Support
                                             loss of coverage   eligibility, or cost   dependent     entitlement for    your spouse      Order (QMCSO)
                                                                   of benefit                       you, your spouse
                                                               coverage for you,                     or dependent
                                                                your spouse or
                                                                  dependent

       •   You’ll make qualifying event changes online on ADP as these changes are not automatic. You must notify Human Resources, and provide
           documentation, within 30 days of the qualifying event. The election change must be consistent with the event. Benefit election decisions will then remain
           in force for the remainder of the plan year.


       How can I enroll?                                                                  Online Access to Plan Documents
       1.  Log into https://workforcenow.adp.com
       2.  User ID & Password is assigned to you by ADP                                   You can access benefits information any place where you have
       3.  If you forget your password or User ID Click on: Forgot Your User ID/          internet access! On your ADP Portal, and on our intranet, Hub&
           Password?                                                                      Spoke, you’ll find documents such as the Summary of Benefits
                                                                                          and Coverage (SBC), annual notices, carrier benefit summaries,
       You will receive an e-mail with your login and password for ADP within             evidence of coverage booklets, claim forms, and much more.
       your first few days of hire (provided your timely completion of new hire           These documents include detailed information about the
       paperwork). Your ADP portal also allows you to view paystubs, W2s,                 ShipWorks benefit plans and can help you plan for upcoming
       request time off, and more!                                                        services. You may also request hard copies at no cost from your
                                                                                          HR department.
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