Page 12 - Sumitomo EE Guide 06-18.pub
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BENEFITS





         DENTAL INSURANCE


         METLIFE | DENTAL PLAN
         With the MetLife Preferred Den st Program (PDP) you may visit a network den st or visit a non‐network den st. When you u lize
         a network den st, your out‐of‐pocket expenses will be less. You may also obtain services using a non‐network den st; however,
         you will be responsible for the difference between the Reasonable & Customary (R&C) amount and the actual charges and you may
         be responsible for filing claims.


                                        Employees Residing Outside Texas               Texas Residents Only
                                                   METLIFE                                   METLIFE
         PLAN NAME                                   PPO                                      PPO
         Network Name                    Network           Non‐Network             Network           Non‐Network
         Dental Benefits

         Calendar Year Maximum                $5,000 per individual                     $5,000 per individual
         Calendar Year Deduc ble
          ‐ Individual                               $50                                       $50
          ‐ Family                                   $150                                     $150
         Type A
         Preven ve (Plan Pays)             100%             100% of R&C             100%             100% of R&C
         Exams, X‐Rays, Cleanings

         Type B
         Basic Services (Plan Pays)   90% a er Deduc ble    80% of R&C               90%              90% of R&C
         Fillings, Oral Surgery,                          a er Deduc ble        a er Deduc ble      a er Deduc ble
         Endodon cs, Periodon cs
         Type C
         Major Services (Plan Pays)   60% a er Deduc ble    50% of R&C               60%              60% of R&C
         Crowns, Prosthe cs                               a er Deduc ble        a er Deduc ble      a er Deduc ble
         Orthodon a
          ‐ Covered Members                     Children & Adults                        Children & Adults
          ‐ Copay                                    N/A                                       N/A
          ‐ Coinsurance                           60% of R&C                                60% of R&C
          ‐ Life me Benefit Maximum            $2,000 per individual                     $2,000 per individual



                        LOCATING A DENTAL PROVIDER

                        Go to www.metlife.com/dental or download the MetLife mobile app, available on iTunes or the Google
                        Play Store. Refer to the PDP Plus network when prompted


         Note

         We  strongly  recommend  you  ask  your  den st  for  a  predetermina on  if  total  charges  are  expected  to  exceed  $300.
         Predetermina on  enables  you  and  your  den st  to  know  in  advance  what  the  payment  will  be  for  any  service  that  may  be  in
         ques on.







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