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Pet Insurance

United Pet Care | Pet Insurance Discount Plan

With the United Pet Care (UPC) discount plan, you can reduce the cost of your veterinary bills by saving up to 50% on
each veterinary visit for your pet when you visit a contracted UPC provider. This plan offers discounts for office visits,
procedures, medications, and more. With UPC’s program, there are no deductibles, no claim forms, no exclusions due
to pre-existing conditions or age, no annual dollar limitations, no waiting periods, and no limit on the number of visits
annually. Two discount program options are available through UPC.

For More Information or To Enroll:
Go to www.unitedpetcare.com/rauxa or call (888) 781-6622.

Retirement Savings

HPM Partners | 401(k)

You are encouraged to participate in Rauxa’s 401(k) plan. This plan allows you to fund for your retirement with pre-tax
dollars. You can defer up to 75% of your annual salary to the 2018 IRS benefit maximum. If you are 50 years old or older
during the plan year, you may contribute a catch-up deferral.

401(k) IRS Maximums 2018 2019
Employee Deferral $18,500 Indexed for Inflation
Catch-up Deferral for Employees Over the Age of 50 $6,000 Indexed for Inflation

Rauxa wants you to enjoy a financially successful retirement, so we are offering an employer contribution to boost your
savings! Rauxa will match 40% of the first 8% you contribute.

The following vesting schedule will determine how many years of service you need in order to be fully vested in the
employer contributions:
• Less than 2 years: 0%
• 2 years: 25%
• 3 years: 50%
• 4 years: 75%. 5 or more years: 100%

Rauxa also offers a profit sharing program. The profit sharing requires you to complete 500 hours of service during the
plan year.

Managing your 401(k):
Go to www.drs401k.com or call (877) 595-4015 for the automated system, or (800) 563-7166 for live
support. Refer to plan number 1739.

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