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WELLNESS REWARDS PROGRAM                                                                DENTAL PLAN OPTIONS





                                                                                                                                UNITED CONCORDIA HMO DENTAL PLAN
        United Healthcare’s SimplyEngaged Rally Rewards Program rewards you for building healthy habits.  Employees             With the Health Maintenance Organization (HMO) Dental plan through United Concordia, you are required to select
        and their covered spouses on the United Healthcare medical plans can participate to track your physical activity        a general dentist to provide your dental care. You will contact your general dentist for all of your dental needs, such
                                                                                                                                as routine check-ups and emergency situations. If specialty care is needed, your general dentist will provide the
        and earn rewards like gift cards and gym reimbursements. To access this tool, log in to www.myuhc.com and click
                                                                                                                                necessary referral. For covered procedures, you’ll pay the pre-set copay described in your HMO Dental plan booklet.
        on the Rally Health Survey button to create an account.                                                                 Please keep a copy of your booklet to refer to when utilizing your dental care. This will show the applicable copays
                                                                                                                                that apply to all of the dental services that are covered under this plan.
         Available Rewards:
            •   Biometric health screening—learn your numbers                                  $75 Reward                       UNITED CONCORDIA PPO DENTAL PLAN
            •   Complete online health survey within 90 days of starting the program           $25 Reward                       United Pacific is offering a Preferred Provider Organization (PPO) dental plan through United Concordia. This PPO
                                                                                                                                dental plan allows you the flexibility to visit dentists that are inside and outside of the United Concordia network.
            •   Visit participating fitness center at least 12 times per month                 $20 / Month
                                                                                                                                When you utilize a “Network” dentist, your out-of-pocket expenses are typically less than using a “Non-Network”
            •   Complete a telephone-based health coaching program                             $75 Reward                       dentist. Staying in the network allows you to benefit from the negotiated network rates. You may obtain services
            •   Complete at least 3 Missions (online action plans)                             $50 Reward                       using a non-network dentist, however, you may be responsible for additional charges or even filing claims.
            •   Use the myHealthcare Cost Estimator                                            $25 Reward


        Maximum reward per member = $200 | Maximum reward per family = $400
                                                                                                                                                                         HMO                                  PPO
                                                                                                                                                                      NETWORK                  NETWORK              NON-NETWORK*
                                                                                                                                   Annual Maximum Benefit              Unlimited                       $2,000 per Person
                                                                                                                                  Calendar Year Deductible
                                                                                                                                                   Individual            None                                 $50
                                                                                                                                                      Family             None                                 $150
                                                                                                                                        Preventive Services      See Copay Schedule               100%                    100%
                                                                                                                                                    Plan Pays                              Deductible Waived       Deductible Waived
                                                                                                                                              Basic Services     See Copay Schedule         Deductible, 80%         Deductible, 80%
                                                                                                                                                    Plan Pays
                                                                                                                                             Major Services      See Copay Schedule         Deductible, 50%         Deductible, 50%
                                                                                                                                                    Plan Pays
                                                                                                                                                Orthodontia        $1,500 / $2,000              50% to $1,500 Lifetime Maximum
                                                                                                                                                 Child / Adult                                         Deductible Waived
                                                                                                                                *Based on fee schedule.
                                                                                                                                                                     EMPLOYEE RATE PER PAYCHECK  (based on 26 pay periods)
                                                                                                                                               Employee Only             $2.94                               $18.25
                                                                                                                                           Employee + Spouse             $7.30                               $35.09
                                                                                                                                         Employee + Child(ren)           $7.44                               $37.19
                                                                                                                                            Employee + Family            $11.87                              $58.51

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