Page 3 - Alexander EE Guide 01- 20

ENROLLMENT INFORMATION

Who May Enroll
If you are a regular full‐time employee working an average of 130 hours per month, you and your eligible dependents may
participate in Alexander’s Mobility Services’ benefits program. Your eligible dependents include:
• Legally married spouse
• Registered domestic partner
• Children under the age of 26, regardless of student or marital status

When You Can Enroll
As an eligible employee, you may enroll at the following times:
• As a new hire, you may participate in the company’s benefits program on the first day of the month following the completion
of 60 days of full‐time employment
• Each year, during open enrollment
• Within 30 days of a qualifying event as defined by the IRS (see Changes To Enrollment below)

Paying For Your Coverage
The Basic Life and AD&D, Base Long Term Disability, Health Advocate, and Travel Assistance benefits are provided at no cost to you
and are paid entirely by Alexander’s Mobility Services. You and the company share in the cost of the Medical, Dental, and Vision
benefits you elect. Any Voluntary Life and AD&D, Voluntary Short Term Disability, and Buy-Up Long Term Disability benefits you
elect will be paid by you at discounted group rates. Your Medical, Dental, Vision and FSA contributions are deducted before taxes
are withheld which saves you tax dollars. Paying for benefits before‐tax means that your share of the costs are deducted before
taxes are determined, resulting in more take‐home pay for you. As a result, the IRS requires that your elections remain in effect for
the entire year. You cannot drop or change coverage unless you experience a qualifying event.

Changes To Enrollment
Our benefit plans are effective January 1st through December 31st of each year. There is an annual open enrollment period each
year, during which you can make new benefit elections for the following January 1st effective date. Once you make your benefit
elections, you cannot change them during the year unless you experience a qualifying event as defined by the IRS. Examples
include, but are not limited to the following:

• Marriage, divorce, legal separation or annulment • Change in your residence or workplace (if your benefit
• Birth or adoption of a child options change)
• A qualified medical child support order • Loss of coverage through Medicaid or Children’s Health
• Death of a spouse or child Insurance Program (CHIP)
• A change in your dependent’s eligibility status • Becoming eligible for a state’s premium assistance
• Loss of coverage from another health plan program under Medicaid or CHIP

Coverage for a new dependent is not automatic. If you experience a qualifying event, you have 30 days to update your coverage.
You may login to ADP to update your dependent information as needed or contact your local Benefits Administrator for assistance.
ADP login information is located on page 5 of this guide. If you do not update your coverage within 30 days from the qualifying
event, you must wait until the next annual open enrollment period to update your coverage.

Plan Administrators

Meritain Health is our Benefit Plan Administrator responsible for providing administrative
services to Alexander’s Mobility Services’ employees for our Medical, Dental, and Vision
programs. Meritain Health is contracted to act on your behalf by assisting with eligibility issues,
processing claims, and answering any questions about coverage under our Medical, Dental, and
Vision plans.

You may contact Meritain Health by calling (800) 925-2272 or online at www.meritain.com.

3